Many users searching for a Caixa Geral Virtual Card face limitations such as bank account requirements, local approval rules, and restricted usage. If you’re looking for a Caixa Geral Virtual Card alternative that works instantly and without traditional banking barriers, Vizovcc offers a faster and more flexible solution.
Designed for freelancers, travelers, and online users, our virtual cards let you pay for subscriptions, digital services, and e-commerce platforms without relying on Caixa Geral de Depósitos or local banking approvals.
With our virtual prepaid card, you can shop online, manage recurring payments, and pay globally without exposing your personal bank details. Crypto-friendly funding options make it even easier for digital nomads and freelancers to stay in control, while built-in safeguards help reduce the risk of fraud and unwanted charges.
No paperwork. No waiting. Just instant access to a flexible virtual card that works when and where you need it—powered by Vizovcc.
How Does Our Caixa Geral Virtual Credit Card Work?
Step: 1
Access your Virtual card in the main navigation under our card section
Step: 2
No Application or credit check is required. Your Card is ready!
Step: 3
Start using your virtual Caixa Geral prepaid card for all your Purchases!
Best Caixa Geral Virtual Card - Seamless Transactions!
👉 Type: 3Ds Visa Card
👉 Card Status: Reloadable
👉 Validity: 3 years
👉 Card Preloaded Fund: $285
👉 Card Issue charge: $15 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all major merchants
👉 Type: 3Ds Mastercard
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $95
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all countries
👉 Features: Borderless!
👉 Type: 3Ds Visa Card
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $95
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all major merchants
👉 Type: 3Ds Visa Card
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $195
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all major merchants
Key Features of a Virtual Card Caixa Geral
✅ Unique card number for safer online payments
✅ Custom spending controls and limits
✅ Enhanced transaction data for better tracking
✅ Interest-free usage (no borrowing involved)
✅ Pay in full without revolving credit
✅ Business-friendly for travel, SaaS, and ads
✅ Crypto in, money out flexibility
What is a Caixa Geral Virtual Card?
A Caixa Geral Virtual Card is a digital payment card offered by Caixa Geral de Depósitos, designed to make online payments safer and easier. It works like a regular debit or credit card but exists only in digital form—there is no physical plastic card.
The card comes with its own card number, expiry date, and CVV, and it is usually linked to your Caixa Geral bank account. You can use it for online shopping, app payments, subscriptions, and digital services while keeping your main card details private.
Types of Caixa Geral Virtual Cards
Virtual card features may vary depending on the Caixa entity and country. In Portugal, MB NET is the primary virtual card solution offered by Caixa Geral de Depósitos. Other virtual card formats mentioned may apply to different Caixa entities or regions and are not universally available to Portuguese customers.
1. MB NET Virtual Cards
Caixa’s primary virtual card offering is through the MB NET service — a free feature that lets customers generate virtual cards for secure online purchases without exposing their real card details. You can create different MB NET cards for distinct uses:
Single-Use MB NET Card: Designed for one-time online purchases. Once used or when the set limit is reached, the card expires. Ideal for isolated transactions like one-off shopping.
Multi-Purchase MB NET Card: Valid for recurring use with the same merchant over a longer period (up to 12 months). Best for subscriptions or repeated payments to a single provider.
These virtual cards are generated on demand and can be tailored with spending limits for enhanced control and safety.
2. Virtual Credit Cards (Brazil-style)
Some Caixa entities (like Caixa in Brazil) provide virtual credit cards linked directly to your credit line. These digital cards have standard card details (number, expiry, CVV) and are intended for secure online shopping, subscriptions, and app payments, all charged back to your main credit account.
3. Virtual Debit Card Solutions
In partnership with networks like Visa, Caixa has introduced virtual debit card options that let users make digital payments through mobile apps for e-commerce and in-app purchases using the debit balance of their account, with dynamic CVV for extra security.
Portuguese users should rely on MB NET for Caixa-issued virtual cards, while alternative virtual card providers may offer broader flexibility
Security Features of a Virtual Visa/Debit Card
✅ Unique numbers: Each transaction can use a different card number, making it difficult for hackers to track your spending habits.
✅ Extra layer of protection: OTUCs are unique codes required for each transaction, providing an additional barrier against unauthorized use.
✅ Real-time notifications: Receive instant alerts for every transaction, making it easier to detect suspicious activity.
✅ Transaction Limits and Alerts: You can set spending limits to prevent unauthorized purchases or accidental overspending and Receive instant alerts for every transaction, making it easier to detect suspicious activity.
✅ Advanced algorithms: Many virtual card providers use sophisticated fraud detection systems to identify and prevent suspicious activity.
✅ Biometric Authentication: Some virtual cards require fingerprint or facial recognition for authentication, adding an extra layer of security.
How to Apply for A Portuguese Virtual Credit Card by Vizovcc
Enjoy immediate access to your funds without waiting for delivery, making online transactions easier and more secure! Here are the steps for How to get a credit card in Portugal. Follow these steps:
✍️ Visit the Vizovcc website and click “Sign In” to “Create An Account.”
✍️ Go to the “Cards” section to view available Virtual Visa Card options.
✍️ Navigate to the “Card” to select your best options.
✍️ Navigate to the “Add Funds” or “Deposit” section if you haven’t funded your account yet.
✍️ Choose your payment method from available options like crypto or PerfectMoney.
✍️ Follow the instructions to transfer funds into your Vizovcc account and confirm that the deposit is successful.
✍️ Return to the “Cards” section once your account has been funded.
✍️ Select the virtual Card Portugal you wish to purchase.
📝 Note: To ensure a smooth experience with your virtual prepaid card, complete your account profile by accurately filling out all required information and enabling Two-Factor Authentication (2FA) for added security. Regularly monitor your account for unusual activity and keep your security settings updated to protect your information and transactions.
How to Get a Caixa Geral Virtual Card
Getting a Caixa Geral Virtual Card is quick and simple if you already have a Caixa Geral account and card.
Step-1: Have an active account with Caixa Geral de Depósitos
Step-2: Log in to the Caixa mobile app or online banking
Step-3: Go to Cards or MB Net / Virtual Cards
Step-4: Choose the card type (single-use or reusable)
Step-5: Set the spending limit and validity period
Step-6: Generate the card instantly
Step-7: Use the virtual card for online payments and subscriptions
Once created, the virtual card is ready to use immediately for online shopping, subscriptions, and digital services.
Our Virtual Card Features
✅ Borderless Virtual Card: Usable worldwide without restrictions.
✅ NFC Support: Compatible with Google Pay, Apple Pay, Samsung Pay, Alipay, and WeChat Pay for contactless payments.
✅ 3DS Security: Two-layer protection, verifying location and previous transaction behavior for enhanced security.
✅ Broad merchant acceptance: Designed for broad merchant acceptance through globally recognized Visa and Mastercard payment networks.
✅ Cloud and VPS Payments: Supports payments for AWS, Alibaba Cloud, Amazon Cloud, Oracle Cloud, VPS services, Azure and more.
✅ Digital Marketing: Enables Meta, Facebook, and Google ads payments.
✅ E-commerce Payments: Suitable for transactions on popular e-commerce platforms like Amazon, AliExpress, eBay, and more.
✅ Streaming and Entertainment Subscriptions: Use the card for Netflix, YouTube Premium, Disney+, HBO Max, Twitch, and other OTT platforms.
✅ Gaming Purchases: Supports PlayStation Plus, Xbox Game Pass, and other gaming subscriptions.
✅ Software and SaaS Payments: Covers payments for Adobe, Zoom, Grammarly, QuickBooks, Dropbox, and other software services.
✅ VPN Purchases: Ideal for buying VPN services such as NordVPN, ExpressVPN, and more, especially in regions with internet restrictions.
✅ Business Payments: Can be used for payments related to business formation, QuickBooks, Shopify, and LinkedIn Premium.
✅ Fitness and Wellness: Suitable for fitness subscriptions like Planet Fitness and Peloton memberships.
✅ Music Subscriptions: Supports Spotify, Apple Music, YouTube Music, and Amazon Music payments.
✅ Social Media: Pay for subscriptions and advertising on platforms like LinkedIn Premium, X (Twitter), Instagram, and Meta Verified.
✅ Subscription Management: Helps manage and pay for various subscriptions, including WSJ, New York Times, Audible, Microsoft, and more.
✅ Contactless Payments: Convenient for everyday services like Uber, Uber Eats, DoorDash, and Walmart.
Pricing
We believe in offering transparent and competitive rates that cater to everyone’s needs. We understand that flexibility is essential, which is why we provide options for a virtual visa gift card at reasonable prices. Plus, you can access with our special promotions, including a virtual visa card instantly for new users.
Why Choose Us To Buy Our Caixa Geral Virtual Prepaid Card?
We offer unparalleled convenience, security, and flexibility, perfect for online shoppers, freelancers, and digital nomads. Instantly generated and easily reloadable, it allows you to make seamless global transactions without exposing your personal banking details. With support for cryptocurrency payments, our Portuguese virtual credit card lets you make purchases, pay bills, and manage subscriptions across platforms, ensuring anonymity and protection against fraud. Plus, no need to wait for physical delivery – your card is available instantly upon purchase!
24/7 customer support: Our dedicated team is available to assist you whenever you need it.
Convenience and flexibility: With our instant Portuguese prepaid gift card, you can make global transactions without revealing personal banking details.
Security and fraud protection: Our system is equipped with state-of-the-art security measures to safeguard your transactions.
Customizable spending limits: Set spending limits to control your expenses.
Instant issuance: Create a virtual card in minutes.
International acceptance: Our Portuguese prepaid cards are accepted worldwide.
No annual fees: Enjoy our card services without any hidden charges.
Focus on Virtual Cards: Vizovcc is specifically tailored for users seeking virtual cards, making it ideal for digital nomads, online shoppers, and freelancers who require seamless online transactions.
Lower Fees: We offer competitive and transparent pricing with low fees, especially for international transactions.
Our Commitment to Trust
✅ No misleading “free credit card” claims
✅ Transparent pricing and limits
✅ Clear usage expectations
✅ Secure payments with modern fraud protection
Our goal is to give you control, clarity, and confidence when using a virtual card for online and international payments.
Best Alternative to the Caixa Geral Card
If the Caixa Geral Virtual Card isn’t available to you, comes with usage limits, or doesn’t support your preferred payment method, Vizovcc offers a flexible and reliable alternative for online payments—without the usual banking barriers from providers like Caixa Geral de Depósitos.
With Vizovcc, you can create virtual credit cards and virtual prepaid cards instantly, without opening a traditional bank account or completing lengthy paperwork. Our cards are ready to use the moment they’re issued and can be funded through crypto and alternative payment methods, giving you more freedom and faster access.
Whether you’re shopping online, managing subscriptions, booking travel, or paying for digital services, Vizovcc gives you clear spending control, strong payment protection, and wide acceptance across international merchants. It’s the right choice for users facing card declines, living in unsupported regions, or simply looking for a quicker and more private way to pay online.
