Fund with Bitcoin, USDT, or Ethereum. Spend in USD anywhere Visa and Mastercard are accepted — Amazon, Netflix, Adobe, AWS, and thousands more. Instant activation. No ZAR conversions eating your earnings.
Access international payments, manage USD subscriptions, and shop from global merchants with a virtual card designed for South Africans who need more than local banks can offer. Fund with cryptocurrency, activate instantly, and spend anywhere Visa and Mastercard are accepted.
At Vizovcc, we’re excited to bring our trusted Virtual Card South Africa service to a new generation of digital users who value freedom, privacy, and global accessibility. Whether you’re an online shopper, freelancer, or digital nomad, our virtual credit card empowers you to make international payments, manage subscriptions, and control your spending — all from your smartphone, instantly.
Our Top Selling South African Virtual Credit Cards (VCC)
👉 Type: 3Ds Visa Card
👉 Card Status: Reloadable
👉 Validity: 3 years
👉 Card Preloaded Fund: $285
👉 Card Issue charge: $15 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all major merchants
👉 Type: 3Ds Mastercard
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $95
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all countries
👉 Features: Borderless!
👉 Type: 3Ds Visa Card
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $95
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all major merchants
👉 Type: 3Ds Visa Card
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $195
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all major merchants
Note: You can choose an independent BIN card, giving you more flexibility and control!
How Does a Virtual Visa Card Work?
Step: 1
Access your Virtual card in the main navigation under our card section
Step: 2
No Application or credit check is required. Your Card is ready!
Step: 3
Start using your South African virtual card for all your Purchases!
Click to Purchase A Card
South African bank cards aren't built for the global internet.
Local banks serve local needs. If you work with international clients, pay for USD-priced software, or hold cryptocurrency, you've already felt the friction.
What SA Bank Cards Can't Do
✗ Accept transactions from SA-blocked international merchants
✗ Hold USD balance — every transaction converts from ZAR at a 2–3% fee
✗ Fund from Bitcoin, Ethereum, or USDT
✗ Be issued without an existing SA bank account and credit history
✗ Keep your primary bank account private from merchants
What Vizovcc Gives You Instead
✓ US-issued Visa and Mastercard accepted on 99% of international merchants
✓ True USD balance — pay in USD, no conversion markup
✓ Fund directly with BTC, ETH, USDT, or PerfectMoney
✓ No bank account required, no credit check, instant approval
✓ Virtual card number shields your real financial details from merchants
Built for South Africans who operate globally.
If the local banking system has ever stood between you and a payment you needed to make, this card exists for you.
Freelancers & Remote Workers: Earning USD from Upwork, Fiverr, or international clients? Stop losing 3–5% on every ZAR conversion when paying for AWS, GitHub, or Adobe. Keep earnings in USD and spend in USD.
Crypto Holders: Holding Bitcoin or USDT but need to pay for software or subscriptions? Fund your Vizovcc card directly from your crypto wallet. No bank cash-out required.
International Online Shoppers: Tired of declined transactions on Amazon US, ASOS, or Etsy? A US-issued card bypasses the merchant-level blocks that reject South African BINs.
Privacy-Conscious Users: Subscribing to VPNs, privacy tools, or international platforms? Keep your primary bank account completely separate — only the virtual card number ever reaches a merchant.
Digital Marketers & Businesses: Running Facebook Ads, Google Ads, or managing SaaS subscriptions? A dedicated USD card keeps business spending isolated and prevents disruption to ad campaigns from card issues.
Digital Nomads: Working across borders? Fund your card in South Africa before you leave and spend across Europe, Asia, or the Americas without forex fees or international transaction charges.
Your money is protected at every step.
Vizovcc uses the same security infrastructure as major card networks, applied to a prepaid model that limits your risk exposure by design.
3D Secure Authentication: Every transaction is verified through two-factor authentication using your location and transaction history before approval. Unauthorised charges are blocked before they complete.
Privacy by Design: Merchants only see your virtual card number — never your real banking details, crypto wallet address, or personal financial information. Your primary accounts are completely isolated.
Instant Lock from Dashboard: If a transaction looks suspicious, freeze your card from the account dashboard in seconds. Unlock it just as quickly. No phone calls, no branch visits.
Capped Loss by Design: Because Vizovcc cards are prepaid, your maximum possible loss in any compromise is limited to the card balance. Your crypto holdings and any other accounts are never at risk.
How It Works — Simple 5-Step Process
Step 1: Create Free Account
Sign up on Vizovcc in under 3 minutes. No credit checks, no paperwork, no waiting for approval.
Step 2: Choose Your Card Type
Select from our range of virtual cards based on your needs:
✅ Mastercard Classic — $95 preloaded, $5 fee (Most popular)
✅ Visa Gold — $195 preloaded, $5 fee (For higher spenders)
✅ Visa Platinum — $285 preloaded, $15 fee (Premium tier)
Step 3: Fund Your Account
Deposit using:
✅ Bitcoin (BTC)
✅ Ethereum (ETH)
✅ USDT (Tether)
✅ PerfectMoney
✅ Other supported cryptocurrencies
Deposits processed within 10-30 minutes
Step 4: Activate Your Card
Receive your virtual card details instantly:
✅ 16-digit card number
✅ Expiration date
✅ CVV security code
✅ 3D Secure enabled for maximum safety
Step 5: Start Spending Globally
Use your card for:
✅ International subscriptions (Netflix, Spotify, Adobe)
✅ Cloud services (AWS, Google Cloud, DigitalOcean)
✅ Digital marketing (Facebook Ads, Google Ads)
✅ E-commerce (Amazon, eBay, Shopify stores)
✅ Gaming (PlayStation Plus, Xbox Game Pass, Steam)
✅ Software (Microsoft 365, QuickBooks, Zoom)
✅ VPN services (NordVPN, ExpressVPN, Surfshark)
✅ Travel bookings (Airbnb, Booking.com)
Real Solutions for Common SA Payment Problems
"My SA Card Gets Declined on International Sites"
Our US-issued Visa/Mastercard with universal BIN that works on 99% of international merchants.
"I Need to Pay for Netflix/Spotify but Don't Want to Use My Main Bank Card"
Our Dedicated virtual card keeps subscriptions separate from your primary finances. Cancel anytime without affecting your bank account.
"I Receive Freelance Payments in USD but Lose Money on Conversions"
Solution: Keep funds in USD, spend in USD. No unnecessary ZAR conversions eating into your earnings.
"I Have Crypto but Nowhere to Spend It"
Our Direct crypto-to-card funding. Spend your Bitcoin at Amazon, pay for services with Ethereum.
"I Don't Trust Banks with My Privacy"
Your real bank details never exposed. Each transaction uses virtual card number only.
Security Features That Protect You
3D Secure Authentication: Two-factor verification on every transaction. Your location and transaction history verified before approval.
Privacy Protection: Your real banking information stays hidden. Merchants only see your virtual card number.
Instant Fraud Alerts: Real-time notifications for every transaction. Suspicious activity? Lock your card from your account dashboard instantly.
Reloadable Cards: Most cards valid for 1-3 years. Reload as needed without ordering a new card.
Separate from Your Main Account: If compromised, only affects the prepaid balance. Your primary bank account stays safe.
how to pay with VIZOVCC virtual credit card south africa?
To pay with a VIZOVCC virtual credit card in South Africa, users must first ensure they have completed the registration and activation process.
Set Up the VIZOVCC Card: Ensure your VIZOVCC virtual card is active and has sufficient funds. Log into your VIZOVCC account to check the balance and confirm the card details.
Select the Payment Option: When shopping online or making a purchase, proceed to checkout and choose the option to pay with a credit or debit card.
Enter VIZOVCC Card Details: Enter your VIZOVCC virtual card information, including the card number, expiration date, and CVV code. Make sure all details are accurate to avoid any errors during the payment process.
Use the Correct Billing Information: Input the billing address associated with your VIZOVCC account. Some merchants may require this information to verify the transaction.
Verify the Payment: Complete any additional verification steps if needed, such as OTP (one-time password) or 3D Secure, which some websites use for added security.
Confirm the Transaction: Review the details and confirm the transaction. Wait for a confirmation message from the merchant, as well as a transaction alert from VIZOVCC, to ensure the payment went through successfully.
Keep Record of the Payment: Save the transaction confirmation for future reference or to track your expenses.
Our Virtual Card Features
✅ Borderless Virtual Card: Usable worldwide without restrictions.
✅ NFC Support: Compatible with Google Pay, Apple Pay, Samsung Pay, Alipay, and WeChat Pay for contactless payments.
✅ 3DS Security: Two-layer protection, verifying location and previous transaction behavior for enhanced security.
✅ Issued by a US Bank: International virtual card backed by a reputable US bank.
✅ Cloud and VPS Payments: Supports payments for AWS, Alibaba Cloud, Amazon Cloud, Oracle Cloud, VPS services, Azure and more.
✅ Digital Marketing: Enables payments for Meta, Facebook, and Google ads.
✅ E-commerce Payments: Suitable for transactions on popular e-commerce platforms like Amazon, AliExpress, eBay, and more.
✅ Streaming and Entertainment Subscriptions: Use the card for Netflix, YouTube Premium, Disney+, HBO Max, Twitch, and other OTT platforms.
✅ Gaming Purchases: Supports PlayStation Plus, Xbox Game Pass, and other gaming subscriptions.
✅ Software and SaaS Payments: Covers payments for Adobe, Zoom, Grammarly, QuickBooks, Dropbox, and other software services.
✅ VPN Purchases: Ideal for buying VPN services such as NordVPN, ExpressVPN, and more, especially in regions with internet restrictions.
✅ Business Payments: Can be used for payments related to business formation, QuickBooks, Shopify, and LinkedIn Premium.
✅ Fitness and Wellness: Suitable for fitness subscriptions like Planet Fitness and Peloton memberships.
✅ Music Subscriptions: Supports Spotify, Apple Music, YouTube Music, and Amazon Music payments.
✅ Social Media: Pay for subscriptions and advertising on platforms like LinkedIn Premium, X (Twitter), Instagram, and Meta Verified.
✅ Subscription Management: Helps manage and pay for various subscriptions, including WSJ, New York Times, Audible, Microsoft, and more.
✅ Contactless Payments: Convenient for everyday services like Uber, Uber Eats, Doordash, and Walmart.
Pricing
We believe in offering transparent and competitive rates that cater to everyone’s needs. We understand that flexibility is essential, which is why we provide options for a virtual visa gift card at reasonable prices. Plus, you can access a visa virtual card free with our special promotions, including a free virtual visa card instant for new users.
Click to Purchase A Card
Why 10,000+ South Africans Trust Vizovcc
Instant Activation: No waiting days for approval. Get your card in minutes, not weeks.
True Global Acceptance: Works in 180+ countries wherever Visa and Mastercard are accepted.
Crypto-Friendly: The only South African virtual card provider accepting Bitcoin, Ethereum, and major cryptocurrencies.
Privacy First: Shop without exposing your real bank account or personal financial details.
No Credit Checks: Bad credit? No problem. No credit history? No problem. Everyone approved.
US-Issued Cards: Get the same international acceptance as American cardholders.
User-Friendly Dashboard: Manage cards, view transactions, and reload funds from any device.
3D Secure Protected: Bank-grade security on every transaction.
About Vizovcc
We're a virtual card provider specializing in cryptocurrency-funded payment solutions for users worldwide, with a strong focus on serving the South African market. Since 2020, we've helped over 10,000 users process more than $50 million in international transactions.
Our mission is simple: Give people financial freedom regardless of their banking status, credit history, or preferred payment methods.
Explore South Africa with Ease: The Ultimate South Africa Travel Card for Hassle-Free Payments
With South Africa’s tourism sector booming—welcoming over 10 million international visitors in 2023—travelers are looking for smarter ways to manage their expenses. Whether you’re exploring Cape Town’s Table Mountain, going on a safari in Kruger National Park, or enjoying the vibrant nightlife in Johannesburg, having the right South Africa travel card ensures smooth and secure transactions.
At Vizovcc, we offer a Virtual Card South Africa solution that provides travelers with a seamless, 3D-secure, and crypto-friendly payment experience. Forget carrying cash or dealing with high foreign exchange fees—our travel card for South Africa makes spending effortless wherever you go.
Why Choose a South Africa Travel Card for Your Journey?
✔ Multi-Currency Support: Load your travel money card with crypto and pay in local currency, avoiding hidden fees.
✔ Secure & 3D-Protected Payments: Our traveler's card ensures fraud-free transactions, perfect for international tourists.
✔ Real-Time Budget Tracking: Manage expenses while traveling with an easy-to-use virtual dashboard.
✔ Accepted Everywhere: From restaurants to hotels, use your travel money card for South Africa anywhere Mastercard and Visa are accepted.
✔ No ATM Hassles: Withdraw cash only when needed, saving on unnecessary banking fees.
Traveling to South Africa: A Guide to Money, Payments, and Transfers
Traveling to South Africa involves understanding the local financial landscape, which can significantly enhance your experience. A South African card or the best credit card to use in South Africa can simplify your spending, especially for larger purchases.
Consider using a virtual card for online payments; it’s safe and convenient. Many travelers find that a mobile app associated with their bank or card provider helps them manage transactions effortlessly.
When making payments, be mindful of transaction fees and currency exchange rates, as these can add up. Having a mix of cash and cards available is wise for various situations, ensuring you can navigate the local markets and attractions without hassle.
Vizovcc vs. your other options.
Understanding the differences helps you choose the right card for your specific situation.
| Feature |
Vizovcc |
SA Bank Virtual Cards |
Bitsika / Oobit |
| Bank account required |
No |
Yes — existing account needed |
No |
| Crypto funding (BTC, ETH, USDT) |
Yes |
No |
Yes |
| Card currency |
USD |
ZAR (forex fee on international use) |
USD |
| KYC / ID verification |
Not required for basic cards |
Full FICA verification |
Required (avg. 1 hr approval) |
| Issued by US bank |
Yes — universal BIN |
No — SA-issued BIN |
Varies by provider |
| International merchant acceptance |
99%+ globally |
Often blocked by US/EU merchants |
High |
| Google Pay / Apple Pay support |
Yes (via NFC) |
Yes |
Varies |
| PerfectMoney funding |
Yes |
No |
No |
| Best for |
Crypto users, freelancers, international shoppers, privacy-focused users |
Local SA shopping, domestic subscriptions |
Crypto users needing KYC-compliant cards |
Compliance & Regulation: What South African users need to know.
South African Regulatory Context
Vizovcc virtual cards are prepaid payment instruments funded with cryptocurrency. Our virtual card use by South African residents is subject to the following regulatory framework:
SARB Foreign Exchange Allowances: The individual discretionary allowance is R1 million per calendar year. Transactions above this amount require a tax clearance certificate from SARS and approval under the single discretionary allowance of R10 million per year. Vizovcc recommends staying within these allowances and consulting a SARS-registered tax practitioner if you are unsure of your position.
SARS Tax Obligations: Foreign income and foreign assets — including cryptocurrency holdings — must be declared to SARS as required under the Income Tax Act. If you earn in USD or hold crypto, speak to a tax professional about your annual reporting obligations.
Cryptocurrency Regulation: South Africa classifies crypto assets as financial products under the FSCA. Vizovcc operates as a card issuance platform and not as a crypto exchange. Users are responsible for sourcing their cryptocurrency through compliant exchanges.
For the most current regulatory guidance, consult the South African Reserve Bank or SARS websites directly.
Supported countries for South Africa virtual bank card
Türkiye, Chile, Hong Kong, Cayman Islands, Bangladesh, Argentina, Taiwan, Thailand, St. Helena, El Salvador, Colombia, Peru, Romania, Uruguay, Costa Rica, Guatemala, Singapore, Nicaragua, Mexico, Panama, Cambodia, Hungary, Honduras, Ecuador, Aruba, Lithuania, Vietnam, Equatorial Guinea, Australia, Azerbaijan, Sri Lanka, Malaysia, Bolivia, Dominican Republic,latin america, Paraguay, Brazil, Cyprus, Czechia, Latvia, Guam, Estonia, Canada, Curaçao, Germany, Pakistan, Poland, French Guiana, U.S. Virgin Islands, St. Lucia, Philippines, Morocco, Georgia, Netherlands, Nepal, Martinique, Austria, Puerto Rico, India, United Kingdom, New Zealand, Algeria, Serbia, French Polynesia, Jamaica, Andorra, Bahrain, Montenegro, Slovakia, United States, Iceland, Ireland, China, Macao, Venezuela, Denmark, North Macedonia, Luxembourg, United Arab Emirates, Norway, Moldova, Antigua & Barbuda, Bulgaria, Ethiopia, Isle of Man, Switzerland, Qatar, Kuwait, Guernsey, Indonesia, Slovenia, Croatia, Laos, Spain, Maldives, Sweden, Tunisia, Finland, Western Sahara, Malta, Mauritius, Portugal, Barbados, Guyana, South Africa, Belgium, Belize, Timor-Leste, St. Barthélemy, Kenya, Réunion, Guadeloupe, Zimbabwe, France, Saudi Arabia, Trinidad & Tobago, Suriname, Bosnia & Herzegovina, Oman, Bahamas, Israel, Myanmar (Burma), Albania, Cuba, Greece, Madagascar, Kosovo, Nigeria, Brunei, Jersey, Iraq, Egypt, Fiji, Botswana, Jordan, Eswatini, Senegal, Ukraine, Lebanon, Ghana, South Sudan, South Korea, Kazakhstan, Japan, Mozambique, Papua New Guinea, Somalia, Togo, Italy, Namibia, Sudan, Palestine, Rwanda, Syria, Guinea, Gabon, Armenia, Uganda, Bhutan, Yemen, Congo - Brazzaville, Mongolia, Malawi, Uzbekistan, Turkmenistan, Angola, Tanzania, Cameroon, Zambia, Libya, Côte d'Ivoire, Belarus, Haiti, Northern Mariana Islands, Kyrgyzstan, Russia, Tajikistan, Congo - Kinshasa, Afghanistan, Iran, Mauritania, Benin, Burkina Faso, Niue, Anguilla, North Korea, St. Kitts & Nevis, Kiribati, Lesotho, St. Martin, Monaco, British Indian Ocean Territory, Palau, Heard & McDonald Islands, Greenland, Grenada, South Georgia & South Sandwich Islands, Guinea-Bissau, Svalbard & Jan Mayen, Solomon Islands, Sierra Leone, Gambia, San Marino, Gibraltar, St. Pierre & Miquelon, Micronesia, Faroe Islands, São Tomé & Príncipe, Falkland Islands, Eritrea, Dominica, Djibouti, Christmas Island, Sint Maarten, Seychelles, Cape Verde, Turks & Caicos Islands, Chad, Comoros, Cook Islands, Marshall Islands, Tokelau, Mali, Pitcairn Islands, Tonga, Montserrat, Cocos Islands, Central African Republic, Tuvalu, Bouvet Island, Mayotte, Bermuda, Nauru, U.S. Outlying Islands, New Caledonia, Caribbean Netherlands, Niger, Vatican City, St. Vincent & Grenadines, Burundi, British Virgin Islands, French Southern Territories, Antarctica, Vanuatu, Wallis & Futuna, Samoa, American Samoa, Åland Islands, Liberia, Norfolk Island, Liechtenstein.
Frequently Asked Questions
Do I need a South African bank account to get a Vizovcc card?
No. Our Vizovcc cards are funded entirely with cryptocurrency — Bitcoin, Ethereum, USDT — or PerfectMoney. You do not need an account with FNB, Standard Bank, Capitec, Nedbank, or any other institution. You create a Vizovcc account, deposit crypto, and your card is issued instantly.
How long does it take to receive my virtual card?
Instant, once your crypto deposit confirms. Confirmation typically takes 10 to 30 minutes depending on the blockchain network. You receive your 16-digit card number, expiry date, and CVV directly in your account dashboard — nothing is posted to you.
Will this card work on Amazon, Netflix, Adobe, and other major platforms?
Yes. Our virtual prepaid cards are issued on US Visa and Mastercard BINs, which are accepted on over 99% of international platforms, including Amazon, Netflix, Spotify, Adobe Creative Cloud, AWS, Google Cloud, Facebook Ads, GitHub, Zoom, and virtually any subscription or e-commerce service that accepts Visa or Mastercard.
Is using a Vizovcc virtual card legal in South Africa?
Yes. Our prepaid virtual cards funded with cryptocurrency are legal under South African law. South African residents are subject to SARB foreign exchange allowances (R1 million individual discretionary allowance per year, R10 million with tax clearance). You remain responsible for complying with SARS requirements regarding foreign income and asset disclosure. Vizovcc recommends consulting a registered tax professional for your specific situation.
Can I reload my card after I spend the initial balance?
Yes. All Vizovcc cards are reloadable. Add funds at any time using the same cryptocurrency methods. The minimum reload amount is $50. Most cards have a validity of 1 to 3 years from the issue date, so you can continue reloading and using the same card details without reordering.
What if my card details are compromised?
Because Vizovcc cards are prepaid with a fixed balance, your maximum possible exposure is limited to the remaining card balance. Your cryptocurrency wallet, any other bank accounts, and your personal financial information are completely isolated. You can also instantly freeze your card from your dashboard to prevent any further charges.
How does Vizovcc compare to Bitsika or Oobit?
All three services provide crypto-funded virtual cards. Vizovcc differentiates through its US-issued BINs (which achieve higher acceptance rates at US merchants), its preloaded card structure allowing for immediate use, support for PerfectMoney in addition to crypto, and no mandatory KYC for basic card issuance — making the activation process faster. Bitsika requires an average of 1 hour KYC approval before a card can be used. Choose based on your specific merchant needs and privacy preferences.
Can I use this card for in-person purchases in South Africa?
Yes, with mobile wallets. Add your Vizovcc card to Google Pay, Apple Pay, or Samsung Pay for contactless NFC payments at any physical terminal that accepts these wallets. However, the card is primarily optimised for online transactions. If you only need to shop at local South African stores like Takealot or Checkers Sixty60, a standard SA bank virtual card linked to your local account will generally be more convenient.
What currencies does the card use?
Cards are denominated and held in USD. When you make a purchase priced in another currency — such as GBP, EUR, or ZAR — the Visa or Mastercard network handles the conversion at the prevailing interbank rate. A small forex conversion fee of typically 1 to 2% may apply from the card network for non-USD transactions.
How do I contact Vizovcc support?
Email: support@vizovcc.com. Live chat is available via the website and account dashboard,
