Why Italian Banks & Prepaid Cards Fail Foreigners
For many foreigners in Italy, getting a usable payment card is far more difficult than expected. Traditional Italian banks are built for residents, not international users—creating barriers that block access to everyday online payments.
Residency & Codice Fiscale requirements: Most Italian banks require official residency, a local tax ID (Codice Fiscale), and sometimes in-person branch visits—making account approval slow or impossible for short-term residents and travelers.
Lengthy verification & manual reviews: Opening even a prepaid card can take days or weeks due to strict compliance checks, paperwork, and manual approval processes.
Card rejections on international platforms: Many Italian-issued prepaid cards fail on global websites, ad platforms, SaaS tools, and subscription services due to regional or BIN-based restrictions.
Low spending limits & usage caps: Local prepaid cards often come with tight monthly limits, restricted merchant categories, or blocked cross-border payments—limiting real-world usability.
Poor support for freelancers & remote workers: Paying for tools like cloud services, marketing ads, or international subscriptions is often unreliable, causing disruptions to work and income.
Crypto funds are hard to spend: Even when users hold crypto, converting it into a spendable euro card through Italian banks is slow, restricted, or not supported at all.
✅ Advanced Fraud Monitoring & Transaction Controls: All transactions are monitored using automated risk checks designed to identify unusual or suspicious activity and help prevent unauthorized use.
✅ 3D Secure Support (on Eligible Cards): Selected virtual Visa and Mastercard options support 3D Secure authentication, adding an extra verification step during online payments.
✅ Real-Time Transaction Alerts: Receive instant notifications for card activity, allowing you to track spending and respond quickly if something looks unfamiliar.
✅ Custom Spending Limits & Controls: Set usage limits to manage expenses more effectively and reduce the risk of overspending or misuse.
✅ Secure Card Credentials: Each virtual card includes protected card details (number, expiry date, CVV) generated digitally to reduce exposure compared to physical cards.
✅ Account-Level Security Measures: Features like login protection and optional Two-Factor Authentication (2FA) help safeguard account access and card management.
How to get a bank card (virtual, prepaid, or debit) in Italy, Euro, from abroad, for foreign citizens
For foreign citizens looking to navigate the Italian financial landscape, obtaining a bank card—whether virtual, prepaid, or debit—can be a straightforward process.
To get an online card for travel in Italy, one can explore various online financial services that cater to international clients. These platforms often provide options on how to get a virtual credit card in Italy, suitable for everyday transactions or specific uses like a virtual card for online gambling in Italy.
Additionally, a reloadable card for Italy can enhance flexibility, allowing users to manage their funds efficiently.
For those seeking affordability, options for a cheap virtual credit card in Italy are also available, ensuring that foreign citizens can access essential banking functionalities without hassle.
How to Get a Virtual Card in Italy by Vizovcc
Enjoy immediate access to your funds without waiting for delivery, making online transactions easier and more secure!
✍️ Go to the “Cards” section to view available Virtual Card options.
✍️ Navigate to the “Card” to select your best options.
✍️ Navigate to the “Add Funds” or “Deposit” section if you haven’t funded your account yet.
✍️ Choose your payment method from available options like crypto or PerfectMoney.
✍️ Follow the instructions to transfer funds into your Vizovcc account and confirm that the deposit is successful.
✍️ Return to the “Cards” section once your account has been funded.
✍️ Select the virtual credit card you wish to purchase.
📝 Note: To ensure a smooth experience with your virtual Mastercard, make sure to complete your account profile by accurately filling out all required information and enabling Two-Factor Authentication (2FA) for added security. Regularly monitor your account for any unusual activity and keep your security settings updated to protect your information and transactions.
Our Virtual Card Features
✅ Borderless Virtual Card: Usable worldwide without restrictions.
✅ NFC Support: Compatible with Google Pay, Apple Pay, Samsung Pay, Alipay, and WeChat Pay for contactless payments.
✅ 3DS Security: Two-layer protection, verifying location and previous transaction behavior for enhanced security.
✅ Issued by an Italian Bank: Issued by an international card network partner.
✅ Cloud and VPS Payments: Supports payments for AWS, Alibaba Cloud, Amazon Cloud, Oracle Cloud, VPS services, Azure and more.
✅ Digital Marketing: Enables payments for Meta, Facebook, and Google ads.
✅ E-commerce Payments: Suitable for transactions on popular e-commerce platforms like Amazon, AliExpress, eBay, and more.
✅ Streaming and Entertainment Subscriptions: Use the card for Netflix, YouTube Premium, Disney+, HBO Max, Twitch, and other OTT platforms.
✅ Gaming Purchases: Supports PlayStation Plus, Xbox Game Pass, and other gaming subscriptions.
✅ Software and SaaS Payments: Covers payments for Adobe, Zoom, Grammarly, QuickBooks, Dropbox, and other software services.
✅ VPN Purchases: Ideal for buying VPN services such as NordVPN, ExpressVPN, and more, especially in regions with internet restrictions.
✅ Business Payments: Can be used for payments related to business formation, QuickBooks, Shopify, and LinkedIn Premium.
✅ Fitness and Wellness: Suitable for fitness subscriptions like Planet Fitness and Peloton memberships.
✅ Music Subscriptions: Supports Spotify, Apple Music, YouTube Music, and Amazon Music payments.
✅ Social Media: Pay for subscriptions and advertising on platforms like LinkedIn Premium, X (Twitter), Instagram, and Meta Verified.
✅ Subscription Management: Helps manage and pay for various subscriptions, including WSJ, New York Times, Audible, Microsoft, and more.
✅ Contactless Payments: Convenient for everyday services like Uber, Uber Eats, Doordash, and Walmart.
Pricing
We believe in offering transparent and competitive rates that cater to everyone’s needs. We understand that flexibility is essential, which is why we provide options for a virtual gift card at reasonable prices. Plus, you can access a euro virtual payment card with our special promotions, including a free virtual debit card instant for new users.
